Why Do Wedding Bands Need Insurance?

Performing at weddings, corporate events, and private parties comes with risks. Accidents can happen—whether it’s a guest tripping over a speaker cable, equipment damaging the venue, or someone getting injured near your setup. Most venues require bands to show proof of liability insurance before they can perform.

Our insurance helps protect you from:

  • Bodily Injury Claims – Covers injuries related to your performance, such as a guest tripping over cables or slipping on stage.
  • Medical Expenses – Pays for medical bills if someone is injured near your band’s equipment, reducing the risk of lawsuits.
  • Property Damage – Protects against damage to venue property caused by your band’s setup or instruments.
  • Vendor Compliance – Many event spaces and wedding venues require proof of insurance before allowing live performances.

We offer coverage for a wide range of musicians and bands including:

Wedding Band Liability Insurance

wedding band insurance

Coverage for Wedding Bands Performing at Events

As a wedding band, your job is to create the perfect atmosphere for a couple’s big day. But what if a speaker falls, a guest trips over a microphone cord, or the venue requires proof of insurance before your performance? That’s where wedding band insurance comes in.

Who Needs Wedding Band Insurance?

  • Bands playing at weddings, receptions, and private parties
  • Quartets, duos, and full wedding entertainment groups
  • Musicians performing in country clubs, event halls, and private venues

Insurance Coverage Options available:

  • General Liability Coverage: Protects against bodily injury and property damage.
  • Accident Medical Insurance: Pays for medical bills, reducing the chance of lawsuits.

Instant Proof of Insurance by Email: Quote & Buy our insurance online and get coverage in minutes.

 

Singers & Musician Liability Insurance

wedding band insurance

Protection for Solo Performers & Small Music Groups

Whether you’re a solo singer, pianist, or instrumentalist, performing at weddings, corporate functions, and private events can expose you to unexpected risks. If a microphone stand falls on a guest or a speaker damages the venue’s floor, you could be held responsible.

Who Needs Musician Liability Insurance?

  • Solo musicians performing at weddings or private parties
  • Instrumentalists such as pianists, violinists, and guitarists
  • Entertainers performing at event venues. We also offer DJ Insurance.

What our Coverage Includes:

  • Covers injury claims caused by equipment or stage setup
  • Protects against venue property damage claims
  •  Instant coverage for one-time gigs. Affordable annual coverage includes unlimited ongoing performances year round.

Trio & Quartet Band Insurance

wedding band insurance

Affordable Protection for Small Ensembles

If you perform as part of a string quartet, jazz trio, or other small ensemble, liability insurance ensures you’re covered if an accident happens during your performance. Many hotels, restaurants, and wedding venues require proof of insurance before allowing live music.

Who Needs Quartet & Trio Band Insurance?

  • String quartets playing weddings & formal events
  • Jazz trios performing at private parties & country clubs
  • Acoustic groups playing dinner events, weddings, and receptions

Why Get Liability Insurance?

  • Covers accidental injuries caused by your setup.
  • Protects against damage to event space property
  • Meets venue insurance requirements

Quick & easy online coverage – Quote & Buy online in minutes.

Cover Band Liability Insurance

event band insurance

Protection for Bands Playing Private Events & Receptions

Performing at weddings, corporate events, and private parties means dealing with large crowds, event setups, and high-energy performances. If a guest is injured near your stage or your equipment causes property damage, you could be responsible for costs. Many venues require cover bands to have liability insurance before they can perform.

Who needs cover band insurance?

  • Bands playing weddings, corporate events, & private parties
  • Cover bands performing in country clubs, hotels, & event venues
  • Small musical acts playing receptions & galas.

Why get Liability Insurance?

  • Covers injury claims related to band equipment & setup
  • Protects against venue property damage claims
  • Instant proof of insurance for event organizers

Why Choose Us for Your Wedding Band Insurance?

  • Fast & Easy – Get insured in minutes with instant proof of coverage.
  • Affordable Rates – Competitive pricing for short-term or annual policies.
  • Meets Event Requirements – Trusted by hotels, country clubs, & event spaces.
  • Expert Support – Our team is here to help you get the coverage you need.

FAQ: Wedding Band Insurance

Q: How much does wedding band insurance cost?

A: Costs vary based on your band type, gigs you perform, and coverage level. Get a free quote instantly online—no email required!

Q: Do I need insurance to play at a wedding or private event?

A: Yes, most venues require bands to show proof of liability insurance before setting up.

Q: Does this insurance cover my band members?

A: General liability protects your band when your setup causes accidental injuries to guests, but it does not cover injuries to band members. It also covers property damage to a venue and can protect against lawsuits.

Q: Can I get same-day proof of insurance?

A: Yes! Purchase your policy online and get instant proof of coverage for your band. You can even email the venue your proof of insurance during checkout.

Insurance in All States

RVNA Event & Vendor Insurance provides Liability and Accidental Medical coverage in all 50 states and Washington D.C. Quote & Buy Online in Minutes.

Get a Quote for Event Insurance Online Now

Vendor Insurance

We insure hundreds of event vendors for single and multiple day events as well as Annual Vendor Insurance, which includes unlimited events all year long.

Featured Vendors

Planning a Wedding?

RVNA has special insurance just for Weddings and Private Events, such as birthday parties, anniversary parties, and more. Quote & Buy online instantly at Wedsure.com

Insurance FAQs

ATTN: Photobooth Operators

RVNA offers specialty insurance for photobooth operators from $99/year with unlimited COIs and proof of insurance for venues and events all year. Visit prophotoinsurance.com for more details.

Questions? Call Us.

RVNA has event insurance experts in California, Texas, and Ohio available by phone Monday through Friday from 5:30AM to 5:00PM PT. Call 1-800-364-2433.

We can also call you. Just complete a Request for Callback and a representative will get in touch.

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