Why Do Food Trucks Need Insurance?

Operating a food truck, beverage truck, or vendor booth comes with risks. Accidents can happen—whether it’s a customer slipping near your truck, a hot beverage spill, or a piece of equipment causing injury. Many event organizers and cities require proof of insurance before you can sell at festivals, fairs, or street markets.

Our insurance helps protect you from:

  • Bodily Injury Claims – Covers injuries around your food truck, including seating areas.
  • Medical Expenses – Accident medical coverage helps pay for medical bills, reducing lawsuits.
  • Property Damage – If your cart or setup accidentally damages event property.
  • Vendor Compliance – Many events require food vendors to carry liability insurance.

We offer coverage for a wide range of mobile food businesses and vendors. Select the category that fits your business:

Food Truck Insurance

food truck insurance

Protect Your Food Truck, Customers & Business

Food truck liability insurance is essential to protect against slips, burns, falls, and accidental property damage. Whether you run a gourmet burger truck, a taco stand, or a BBQ trailer, our insurance ensures you’re protected when vending at:

  • Street fairs & festivals
  • Food truck rallies & farmers markets
  • Private events & catering gigs

Insurance Coverage Options available:

  • General Liability Coverage: Protects against bodily injury and property damage.
  • Accident Medical Insurance: Pays for medical bills, reducing the chance of lawsuits.

Instant Proof of Insurance by Email: Quote & Buy RVNA insurance online and get coverage in minutes for permits and event requirements.

 

Beverage Truck Insurance

coffee truck insurance

Coverage for Coffee Trucks, Smoothie Stands & Mobile Drink Vendors

Running a beverage truck means handling hot drinks, cold beverages, and high foot traffic. If someone spills a hot coffee and gets burned, or trips near your setup, your business could be at risk for a liability claim.

We cover beverage vendors including:

  • Coffee & espresso trucks
  • Smoothie and juice stands
  • Tea & boba tea carts
  • Soft drink & specialty beverage vendors

Benefits of RVNA Insurance for Beverage and Food Vendors:

  • Protects your business when faced with accidental injury claims (burns, spills, slips)
  • Covers seating areas & serving stations
  • Meets event & city insurance requirements

Food Vendor Insurance

food vendor insurance

Affordable Protection for Booths, Stands & Mobile Vendors

If you operate a food stand, market stall, or festival booth, you need liability insurance to protect your business. Many events and farmers markets require vendors to show proof of insurance before setting up.

Common vendors we insure:

  • Bakery & pastry stands
  • Hot dog & sausage carts
  • BBQ & grilled food vendors
  • Snack & dessert stands (popcorn, pretzels, candy, ice cream, etc.)

What Liability Insurance Protects:

  • If a customer slips, trips, or accidentally burns themselves at your booth
  • If your booth or stand causes property damage at an event

Quick & easy online coverage Quote & Buy online in minutes. Email proof of insurance directly to the venue from the application.

Street Fair Vendor Insurance

street fair insurance

Liability Insurance for Street Fairs, Festivals & Markets

If you’re selling food or beverages at a street fair, carnival, music festival, or holiday market, you’ll likely need insurance to participate. RVNA event vendor insurance provides:

  • Coverage for injury claims near your booth
  • Protection if your tent or equipment damages property
  • Instant proof of insurance for event requirements

Popular events we cover vendors at:

  • Art & craft fairs
  • Farmers markets
  • Music & food festivals
  • Holiday markets & seasonal events

Why Choose Us for Your Vendor Insurance?

  • Fast & Easy – Get insured in minutes with instant proof of coverage.
  • Affordable Rates – Competitive pricing for short-term or annual policies.
  • Meets Event Requirements – Trusted by festivals, fairs, and farmers markets.
  • Expert Support – Our team is here to help you get the coverage you need.

FAQ: Food & Beverage Truck Vendor Insurance

Q: How much does food truck insurance cost?

A: Costs vary based on your event type, location, and coverage level. Get a free quote instantly online in minutes. No email required.

Q: Do I need insurance to sell food at a festival?

A: Yes, most festivals require vendors to show proof of liability insurance before setting up.

Q: Does this insurance cover my employees?

A: General liability covers injuries to customers but not employees. If you have staff, you may need additional coverage.

Q: Can I get same-day proof of insurance?

A: Yes! Purchase your policy online and get instant proof of coverage for your event.

Insurance in All States

RVNA Event & Vendor Insurance provides Liability and Accidental Medical coverage in all 50 states and Washington D.C.

Featured States

Get a Quote for Event Insurance Online Now

Vendor Insurance

We insure hundreds of event vendors for single and multiple day events as well as Annual Vendor Insurance, which includes unlimited events all year long.

Featured Vendors

Planning a Wedding?

RVNA has special insurance just for Weddings and Private Events, such as birthday parties, anniversary parties, and more. Quote & Buy online instantly at Wedsure.com

Insurance FAQs

ATTN: Photobooth Operators

RVNA offers specialty insurance for photobooth operators from $99/year with unlimited COIs and proof of insurance for venues and events all year. Visit prophotoinsurance.com for more details.

Questions? Call Us.

RVNA has event insurance experts in California, Texas, and Ohio available by phone Monday through Friday from 5:30AM to 5:00PM PT. Call 1-800-364-2433.

We can also call you. Just complete a Request for Callback and a representative will get in touch.

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