DJs & Emcees (MCs)

Protection for MCs & Event Hosts

As an MC, your job is to energize the crowd, keep events flowing smoothly, and create an unforgettable experience. But what happens if a microphone stand tips over, a guest trips over your cables, or the venue requires proof of insurance before you take the stage? That’s where MC liability insurance comes in.

Who Needs MC Liability Insurance?

Master of Ceremonies (MCs) hosting weddings, corporate events, and private parties
Event hosts, public speakers, and announcers
MCs performing at hotels, country clubs, and private venues

What Our Coverage Includes:

• Injury Claims Protection – Covers injuries caused by your equipment, such as mic stands or sound gear.
• Property Damage Coverage – Protects against damage to venue property during your performance.
• Instant Coverage – Get insured for one-time gigs or choose affordable annual coverage for unlimited events year-round.

Stay protected, stay professional, and keep the event running smoothly!

Protection for DJs on the Move

As a club DJ or mobile DJ, your job is to keep the energy high and the crowd moving. But what happens if a speaker stand falls on a guest, someone trips over your cables, or a venue refuses to book you without proof of insurance? That’s where DJ liability insurance comes in—so you can focus on the beats while we handle the risks.

Why Get Liability Insurance?

• Covers accidental injuries caused by your setup.
• Protects against damage to event space property
• Meets venue insurance requirements

What Our Coverage Includes:

• Bodily Injury & Property Damage Protection – Covers injuries (like a guest tripping over your gear) and venue property damage (such as scratched floors from moving heavy speakers).
• Equipment Coverage – Protects your DJ setup from damage or theft while at an event.
• Venue Compliance – Many nightclubs, wedding venues, and corporate event spaces require DJs to provide proof of insurance before performing.
• Instant Proof of Coverage – Get a quote, purchase online, and receive your certificate of insurance in minutes—perfect for last-minute bookings.

Stay protected, stay booked, and keep the party going!

Protection for DJs Performing at Hotels, Country Clubs & Event Venues

As an event DJ, you bring the perfect soundtrack to weddings, galas, corporate events, and private parties. But performing at upscale venues—such as hotels, country clubs, and event spaces—often comes with strict insurance requirements. If a guest trips over your equipment, a speaker stand damages the venue floor, or management requests proof of coverage, having DJ liability insurance ensures you’re protected and ready to perform.

Who Needs Event DJ Insurance?

• Hotel DJs – Performing at luxury resorts, ballrooms, and conference centers, where liability risks are high.
• Country Club DJs – Providing entertainment for weddings, golf tournaments, and member events in exclusive venues.
• Event Venue DJs – Playing at corporate gatherings, fundraisers, and private parties in formal event spaces that require insurance for all vendors.

What Our Coverage Includes:

• General Liability Insurance – Covers bodily injury and property damage caused by your DJ setup or performance.
• Venue Compliance – Many event venues require DJs to provide proof of insurance before being allowed to set up.
• Medical Expense Coverage – Helps pay for injuries to guests, reducing the risk of costly lawsuits.
• Instant Proof of Coverage – Get a quote, buy online, and receive your certificate in minutes—perfect for last-minute bookings.

Stay covered, stay professional, and keep the event running smoothly!

• Fast & Easy – Get insured in minutes with instant proof of coverage.
• Affordable Rates – Competitive pricing for short-term or annual policies.
• Meets Event Requirements – Trusted by hotels, country clubs, & event spaces.
• Expert Support – Our team is here to help you get the coverage you need.

Q: Do DJs need liability insurance to perform at events?

A: Yes. Most venues require DJs to show proof of liability insurance before they’ll let you set up. It’s a standard industry ask.

Q: How much does DJ insurance cost?

A: It depends on what type of coverage you need. But you can get a free quote instantly—no email or phone number required.

Q: Can I get proof of insurance today?

A: Absolutely. Buy your policy online and get instant proof of coverage. Coverage begins the day after you purchase the policy. You can download and print or email proof of insurance directly to your client or venue. You’ll have the option to add a venue or client email during checkout. You can also sign in anytime to add unlimited Additional Insureds for various gigs all year at no additional charge.

Q: What does DJ liability insurance cover?

A: It covers accidental property damage (like knocking over a speaker that scratches the venue’s floor) and accidental injuries to guests caused by your gear or setup. It also protects you against lawsuits related to those incidents.

Q: Does this insurance cover my DJ equipment?

A: Equipment insurance is one of the many coverage options you can add. Our equipment insurance gives you replacement cost coverage for accidental damage and includes damage caused by severe weather such as hurricanes. Equipment also includes theft coverage.

Q: Is this insurance good for mobile DJs or just club DJs?
A: Both. Whether you’re spinning at weddings, private events, corporate gigs, or clubs, this insurance works for mobile and club DJs.

Q: Can I buy insurance just for one event?
A: Yes. You can choose a one-day event insurance policy if you only need coverage for a single gig. It’s fast, flexible, and hassle-free. However, if you do more than three gigs per year, the annual DJ policy will save you money. Our annual DJ Insurance includes unlimited Certificates of Insurance for multiple venues or clients. You can easily add a venue additional insureds on your own just by signing in. Our DJs love this feature.

Q: Does this policy cover my assistant or second DJ?
A: General liability covers your business operations, but not injuries to workers or independent contractors. If someone helps you, they’re not covered unless specifically added or covered under a separate policy.