Wedding Planner Insurance

On top of insurance being a requirement for almost all venues, every event planner knows that when organizing an event they should hope for the best and prepare for the worst. That’s exactly what you need to do for yourself and your wedding planning business. A simple slip and fall over a cord placed by a vendor on the floor can result in an injury that could leave you responsible for thousands of dollars in legal fees and reimbursements.

Wedding Planner Insurance from R.V. Nuccio & Associates Insurance Brokers is available to quote and buy online 24/7 at RVNuccio.com or by phone Monday through Friday from 5:30am – 5:00pm PST at 1-800-567-2685.

Wedding Planner Insurance from R.V. Nuccio & Associates offers 3 optional coverages that can be tailored to meet the specific needs of your business. Wedding Planner Annual Policies start at $81.

RVNA General Liability protects Wedding Planners against lawsuits involving injuries to others and damage to property of others (ex. accidentally scratching venue walls while decorating). This coverage is available with optional limits and includes legal costs in addition to the selected limit.

Commercial General Liability coverage includes:

• Bodily Injury Liability
• Damage to Premises
• Host Liquor Liability
• Medical Payments
• Non-Owned & Hired Auto Liability
• Personal Injury Liability
• Products Liability
• Property Damage Liability

Property Plus provides insurance coverage for Wedding Planner’s office and business equipment up to the selected limit, for losses caused by theft, damage, fire, hurricanes, earthquake, flood, and more! The coverage is provided on a replacement cost basis (new for old), not actual cash value.

Crime Plus protects you against exposure to financial losses due to employee dishonesty, forgery, alteration, theft, disappearance or destruction. This policy has three coverages that are outlined below for your reference.

• Employee Dishonesty Provides protection up to the limit selected and subject to a per loss deductible, for the loss of money, securities and other Event, Meeting or Wedding Planner equipment or property resulting directly from one or more fraudulent or dishonest acts committed by an employee acting alone or in collusion with others.
• Forgery Or Alteration Provides protection, up to the limit selected and subject to a per loss deductible, for loss resulting from forgery or alteration of outgoing checks, drafts, promissory notes and similar instruments drawn against the Insured’s accounts.
• Theft, Disappearance, And Destruction Provides protection, up to the limit selected and subject to a per loss deductible, for loss resulting from theft, disappearance, and destruction. This coverage is divided into two parts, each with its own separate per loss limit.
  • PART A: Loss Inside The Premises Provides protection up, to the limit selected and subject to a per loss deductible, for the loss of money and securities by the actual destruction, disappearance or wrongful abstraction thereof, within the premises.
  • PART B: Loss Outside The Premises Provides protection, up to the limit selected and subject to a per loss deductible, for the loss of money and securities by the actual destruction, disappearance or wrongful abstraction thereof, outside the premises while being conveyed by a messenger, or while within the living quarters in the home of any messenger. In most cases, the ‘messenger’ would be your Event, Meeting or Wedding Planner employee collecting money or checks on your behalf.