General Insurance Policy FAQs
Event Insurance Explained
If you have a question that is not answered here just contact us and one of our representatives will be happy to assist you.
THE BASICS
Event Insurance starts at $50 which includes General Liability (Bodily Injury/Property Damage) and Host Liquor Liability. You can change or add additional coverage options such as:
- Care, Custody or Control Liability (Third Party Property Damage)
- Collapse of Temporary Structure Liability
- Contractual Liability Damage to Premises (Fire Legal Liability)
- Hired and Non-Owned Auto Liability
- Liquor Liability (for selling alcohol at your event)
- Medical Payments
- Terrorism (Included, optional higher limits)
- Waiver of Subrogation
RVNA Event Liability Insurance is available to buy online or by phone and get instant coverage. We accept MasterCard, Visa, Discover and American Express.
Buy Online and Get Instant Coverage– Purchasing insurance is as easy as 1, 2, 3!
- Quote in Seconds
- Complete Our Easy Application in Minutes
- Purchase Your Policy
You will now be able to instantly view, print, or email your policy documents! Once you’ve purchased your policy you will also be able to log into your RVNA user account. Our secure online system gives you access to all of your insurance documents, lets you create Certificates of Liability and add Additional Insureds 24/7.
By Phone: If you’d prefer to speak with one of our friendly insurance specialists, please call 1-800-364-2433. We are available Monday through Friday, between the hours of 5:30 AM and 5 PM Pacific Time.
For added convenience, you can also complete a Request for a Callback and the first available insurance specialist will return your call.
Special Event Liability Insurance (also referred to as Commercial General Liability) provides protection for situations in which an event holder, exhibitor, concessionaire or vendor must defend itself against lawsuits or pay damages for bodily injury or property damage to third parties. Host Liquor Liability coverage is included. This policy may also provide protection to the venue by the attachment of an Additional Insured endorsement, when required.
With RVNA Event Insurance, several optional coverages are available including:
- General Liability (Bodily Injury/Property Damage)
- Care, Custody or Control Liability (Third Party Property Damage)
- Collapse of Temporary Structure Liability
- Contractual Liability
- Damage to Premises (Fire Legal Liability)
- Hired and Non-Owned Auto Liability
- Host Liquor Liability (included with General Liability)
- Liquor Liability (For the sale of alcohol)
- Medical Payments
- Terrorism (Included, optional higher limits)
- Third Party Property Damage (Care, Custody or Control Liability)
- Waiver of Subrogation
RVNA Event Insurance insures hundreds of event types, both private and public. When you complete an online quote you will select your event type. If your event is not listed then please contact our office directly at 1-800-364-2433.
We have twenty plus coverages and options available for your special event needs. Take a look at a brief description of each coverage with our handy A to Z list. Each coverage can be added and customized for your needs using our online quote. Click here to View the Coverage List Now
RVNA Event Insurance offers you a choice of multiple limits, including our popular $1 million per occurrence/$2 million annual aggregate. When you Get a Quote Online you can select your desired limits and options and view pricing instantly. All RVNA’s policies are available to purchase online 24/7, so you can have instant coverage for your special event.
An Event Vendor is a person or company that sells, displays, demonstrates or promotes their products or services, on a short term basis, at special events, shopping centers, trade shows, consumer shows, or locations not owned or rented on a long term basis. Operations are often conducted from a kiosk, booth, cart, trailer, tent, or outdoor area.
Event Vendors are also referred to as Exhibitors or Concessionaires.
ALL ABOUT CERTIFICATES OF INSURANCE
A Certificate of Insurance document details the type of insurance coverage you’ve purchased along with dates and coverage limits, and is the most common proof of insurance document that venues request.
Most facilities require that an event holder/vendor add them as an Additional Insured on a Liability policy. The Certificate of Insurance provides proof that the facility/event site has been added to the policy as an Additional Insured.
Unlimited Certificates of Insurance, Additional Insured wording, and Additional Insureds can be added free of charge to your Event Liability policy at the time of purchase, or after purchase using RVNA’s online policy management system.
No problem. With RVNA’s Event Liability Insurance, we make it easy for you to add a Certificate of Insurance online 24/7, and print or email Proof of Insurance in minutes. If you’ve already purchased a policy from us, just sign in by clicking the sign in link at the top of this page to add an Additional Insured to your existing policy.
If you’ve already purchased a policy from us just sign in by clicking the sign in link at the top of this page to add an Additional Insured along with specific wording to your existing policy online. If you haven’t bought a policy from us yet, then just click on any Get a Quote button and during the online application you will have to option to add an Additional Insured when Liability Insurance is added to the quote. We provide fields for specific wording.
Would you prefer to talk to us on the phone? While RVNA offers the convenience of adding Additional Insureds to your policy entirely online, please feel free to give us a call. Our insurance specialists are available to assist you from 5:30AM to 5:00PM Monday through Friday at 1-800-364.2433.
HAVING BEER, WINE, AND COCKTAILS AT YOUR EVENT?
To protect against alcohol-related accidents, all RVNA Event Liablity policies include Host Liquor Liability coverage. You can also purchase optional Liquor Liability coverage.
All RVNA Event Liability Policies include Host Liquor Liability coverage, which provides protection for the event holder, concessionaire, exhibitor or vendor against potential lawsuits brought by parties injured as a result of a guest who has had one too many alcoholic beverages.
Important to Note: Host liquor liability only protects you if no money changes hands for the sale of alcohol or a product/service package that includes alcohol. If you plan to sell alcohol or a product/service that includes alcohol at your event, make sure to purchase the Liquor Liability coverage option.
If you plan to sell alcohol at your event then you’ll need to add the optional Liquor Liability coverage. You will also need Liquor Liability if you plan to sell a product or service package that includes alcohol.
BEFORE & AFTER YOU BUY A POLICY
When you buy a policy, you can print your policy instantly. Your policy is also sent immediately to the email address provided. You can also sign in to your account anytime to view and manage your policy.
The policy includes a $2,500 Property Damage deductible.
Changes can easily be made to your policy. If you need to add an Additional Insured or Certificate of Insurance this can easily be done by signing in to RVNA’s online policy management system.
For changes other than adding Additional Insureds or Certificates of Insurance, select Policy Change Request. Once we receive your request, we will process your change. Please watch your inbox for an email which will include a change endorsement along with corrected documents.
R.V. Nuccio & Associates Insurance Brokers is an insurance brokerage firm that operates in all 50 states, specializing in boutique insurance products for over 25 years. Read more.
RVNA’s short term special events insurance program is underwritten by Allianz, one of the world’s largest providers of property and casualty insurance. Allianz protects the homes, businesses, assets and legacies of 78 million people and their families in 70 countries around the world. Allianz is ranked 28th on Fortune’s global 500 list of the world’s largest corporations.
Your privacy and security is our highest priority. RVNA follows strict guidelines as required by insurance regulations. The quotes and policies available on this website are only offered by R.V. Nuccio & Associates, We do not provide your information to third parties. We encrypt sensitive information using secure socket layer (SSL) technology to protect your data.
We understand that emergencies occur. We are happy to provide a full policy refund for any reason as long as we receive your request in writing 48 hours prior to the covered event.
To cancel your policy, please send your request to support@rvnuccio.com and include the following in your email: Policy number, Insured name, and Date of covered event.
To report a claim, call our office at 1-800-364-2433 between the hours of 5:30 AM and 5 PM Pacific Standard Time. A representative will assist you with filing your claim. After hours? Call 1-888-347-3428 to report a claim 24/7.