Short Term Event Insurance
Event Insurance in Minutes from $50
Event Insurance for thousands of event types from picnics to parties to festivals to marathons. We love a good party!
Here’s Why We are the Best Choice for Your Event Insurance Needs
Unbeatable Event Coverage
Our Venue Preferred Special Event Liability Insurance protects event holders and vendors for lawsuits involving injuries and damage to property. Our Liability Insurance comes with Host Liquor Liability and free, unlimited Certificates of Insurance required by venues.
ALL COVERAGES AT A GLANCE
Event Liability can protect you, the event holder if an individual gets injured while attending your event. It’s very possible you may be held liable for medical expenses, loss of income, and other damages due to your unintended negligence. The smart choice is to purchase Event Liability to protect yourself from possible huge legal expenses and judgments.
Host Liquor Liability Insurance provides protection for the event holder against bodily injury or property damage suits brought by parties whose injuries arise from actions of an intoxicated event guest. Host Liquor Liability coverage applies only if there is no transfer of money for alcohol or service/product packages that include alcohol. If there is any money changing hands and alcohol is served, Host Liquor Liability coverage does not apply, only Liquor Liability coverage will provide the proper protection.
Did you know that most liability policies have provisions that exclude coverage for physical damage or loss to property while it is in the care, custody or control of the insured? Care, Custody, Control Liability (also known as Third Party Property Damage) is an optional coverage with Event Liability Insurance. There is a $2,500 deductible.
Did you know that most liability policies have provisions that exclude coverage for collapse of temporary structures? Collapse of Temporary Structure Liability is an optional coverage with Event Liability Insurance.
Most liability policies have provisions that exclude coverage for contractual liability. Contractual Liability is an optional coverage available when purchasing Event Liability Insurance.
$50,000 of Damage to Premises coverage is included with an Event Liability Insurance policy. However, it is highly beneficial to maximize protection by choosing a higher limit. For only $50 you can increase your limit to $100,000.
Hired and Non-Owned Automobile Liability Insurance protects the insured against third-party lawsuits arising from the use of automobiles which are not owned or are rented, chartered or hired by the insured, such as a chartered bus. Hired and Non-Owned Automobile Liability coverage is an optional coverage available when purchasing Event Liability Insurance.
Liquor Liability Insurance is an optional coverage available when purchasing Event Liability Insurance. Liquor Liability Insurance provides coverage and defense for an event holder who charges for alcohol and is sued for bodily injury or property damage caused by intoxicated event guests. If there is any money changing hands and alcohol is served, Liquor Liability coverage provides the proper protection. It also provides coverage if the event holder violates any statute, ordinance or regulation relating to the sale, gift, distribution or use of alcoholic beverages.
Medical Payments is an optional coverage available when purchasing Event Liability Insurance. It pays the cost of an injured person’s medical expenses up to the limit chosen, without consideration of who is at fault. Medical Payments coverage can often help the event holder, vendor or concessionaire avoid costly lawsuits.
Terrorism coverage is an optional coverage available when purchasing Event Liability Insurance.
An optional endorsement available with Event Liability Insurance. It is needed if a rental agreement requires such an endorsement. When a Waiver of Subrogation Endorsement attaches to an Event Liability Insurance policy, the insurance carrier cannot seek restitution from a third party. Without a Waiver of Subrogation, your insurance carrier may choose to sue a third party to recover the amount of a claim paid if the loss was caused by that third party — this is called subrogation. Some facility rental agreements require you to waive your right of subrogation – and therefore your insurance company’s rights – against the facility owner in the event of a claim.
View a complete list of Special Event Insurance Coverages along with real-life claim scenarios.
STILL HAVE QUESTIONS ABOUT WHAT COVERAGE YOU NEED?
Call RVNA at 1-800-364-2433.
Some of the Top Events We Insure Regularly
We cover thousands of events each year including multiple day festivals, parties of varying sizes and seasonal events such as pumpkin patches, street fairs and more.
Our Guarantee
Event Insurance in Minutes is offered by R.V. Nuccio & Associates Insurance Brokers, providing event insurance for over 30 years. The coverage we offer is preferred and often recommended by venues nationwide.
There is a 99.9% chance we have you covered! If we can’t provide what your venue requires, we will refund 100% of your money, guaranteed.
Customers and Venues Recommend RVNA’s Event Insurance in Minutes
I needed special event insurance to get an alcohol permit for my sister’s wedding reception. I ended up working with [RVNA], who personally guided me through the whole process, responded promptly to my multiple emails, and followed up by phone to complete the order. [They were] super personable and very clear about everything. I was daunted by the task at the beginning, but thanks to [RVNA] am now a pro at getting special event insurance, which is something I need to do from time to time for work as well. This was also the only Insurance company of those I tried that provided easy access to live customer service. The others punted me to an overly basic online form that never quite applied to the circumstances of our event. I finally asked the wedding venue manager, who recommended RVNA. I only wish I had done so sooner! — Farra K.
